The Office of the Superintendent of Financial Institutions (OSFI) says it will end the policy for lenders to apply the minimum qualifying...

Bank of Canada rate cut by year end

Pension plans in Canada are described in this blog. CPP, OAS,GIS, DB,PSPP

How to calculate property transfer tax?

This is the prediction of big banks regarding the bank of canada's overnight rate cuts in 2024 and 2025.

What is the difference between Mortgage Renewal and Refinancing?

RBC, BMO, TD, Scotiabank and CIBC each lowered their prime rates by 25 basis points upon the Bank of Canada's 1st rate cut on June 5 ,...

The scheduled dates for the interest rate announcements for 2024 are as follows: Wednesday, January 24* Wednesday, March 6 Wednesday,...

The Bank of Canada has a significant impact on interest rates, mainly through changes in its policy interest rate*. Most economists do...

The Canadian Real Estate Association (CREA) 2024 home sales forecast: (+9% year-over-year) 2024 home price forecast: (+1.5%) Royal LePage...

A decline in home sales leading to a deceleration in new mortgage activity in the first half of 2023; Moving away from shorter mortgage...

clear debts that have high interest rates attached; secure capital to help their family or business; finance major renovations to their...

In January 2023, this new account was launched as a great savings vehicle for your homebuying goals without paying the tax on these...

Banks buy bonds as a low-maintenance (less costly) source of fixed-interest income. On the other hand, the fixed mortgage rates banks...

On January 12, 2023, the Office of the Superintendent of Financial Institutions (OSFI) announced that OSFI is considering new mortgage...

حداقل پیش پرداخت وام مسکن بستگی به قیمت خرید دارد. سه سناریودر این زمینه وجود دارد: برای مبلغ خرید تا 500,000 دلار ، حداقل پیش پرداخت %5...

Your minimum mortgage down payment depends on the purchase price. There are three scenarios: For properties up to $500,000 , the minimum...

هر کسب و کاری نیاز به یک مسیر استراتژیک برای پیش بینی آینده مالی شرکت خود در عرض چند سال آینده دارد. یک برنامه بزنسی موثر می تواند خطرات...

Every business needs a strategic path to forecast the financial future of your company within the next few years. An effective business...

در حالی که ما وارد سال 2023 می شویم، کانادایی ها شاهد افزایش متداوم بهره وام مسکن در هشت ماه گذشته بوده اند از آنجایی که بانک مرکزی...