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Licensed Mortgage Consultant
Licensed Investment & Insurance Advisor




بازار وام مسکن کانادا در سال 2022 در یک نگاه
در حالی که ما وارد سال 2023 می شویم، کانادایی ها شاهد افزایش متداوم بهره وام مسکن در هشت ماه گذشته بوده اند از آنجایی که بانک مرکزی...
RIHANA PEIMAN
Dec 27, 20222 min read
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2022's Canada Mortgage Market at a Glance
As we move into 2023, Canadians witnessed a series of mortgage interest rises in the last eight months since the Bank of Canada has been...
RIHANA PEIMAN
Dec 27, 20222 min read
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A Mortgage Scenario: How Variable Mortgage Payments Have Changed in 2022
On 7 December, 2022, the Bank of Canada hiked its key interest rate by 50 basis points to 4.25%, the seventh consecutive rate hike in...
RIHANA PEIMAN
Dec 18, 20221 min read
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An Overview of the Overnight Rate Increase in 2022 And Its Difference With the Prime Rate
What is the key policy rate (Overnight Rate)? Average interest rate for one-day loans between financial institutions: the interest set by...
RIHANA PEIMAN
Dec 18, 20221 min read
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Bank of Canada's 2023 Schedule For Interest Rate Announcements
The dates are as follows: Wednesday, January 25* Wednesday, March 8 Wednesday, April 12* Wednesday, June 7 Wednesday, July 12* Wednesday,...
RIHANA PEIMAN
Dec 18, 20221 min read
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What Is the Trigger Rate and what happens when you hit the trigger rate?
If you have a Variable-Rate Mortgage (VRM) with Fixed Payments, Trigger Rate is an important factor that you may want to consider when...
RIHANA PEIMAN
Dec 17, 20221 min read
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What Is the CPI and How It Measures Inflation?
The Bank of Canada applies the consumer price index (CPI) to target inflation. In other words, CPI tracks how much the average Canadian...
RIHANA PEIMAN
Dec 9, 20222 min read
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What Are Key Requirements for the Reverse Mortgage?
A reverse mortgage is not for everyone. You must be at the age of 55+, and a Canadian homeowner. Two above factors are required in order...
RIHANA PEIMAN
Dec 4, 20221 min read
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What is Mortgage Stress Test Rate?
If your mortgage is with a federally regulated lender such as chartered banks, all you need to do is to add 2% to your contract rate and...
RIHANA PEIMAN
Dec 4, 20221 min read
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۱۰ "باید بدانید" حقایق نمره اعتباری
مانند وام های دیگر، وام مسکن استثنا نیست که در آن یک نمره اعتباری خوب نقش کلیدی در تصمیم وام دهنده برای ارائه اعتبار ایفا می کند. فقط...
RIHANA PEIMAN
Dec 1, 20222 min read
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10 “Must Know” Credit Score Facts
Like other loans, a mortgage is not an exception where a good credit score plays a key role in a lender’s decision to offer credit. Just...
RIHANA PEIMAN
Dec 1, 20222 min read
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خریدار خانه برای اولین بار؟
FIRST TIME HOME BUYER INCENTIVE یک برنامه جدید مقرون به صرفه, تا به افرادی که پول پیش کمتر برای خرید اولین خانه خود دارند کمک کند. بسته...
RIHANA PEIMAN
Dec 1, 20221 min read
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First Time Home Buyer Incentive (FTHBI): Myths & Facts
Below are details of the more common myths to give you a better idea of the real truth about FTHBI: 𝗠𝘆𝘁𝗵: The incentive is free money...
RIHANA PEIMAN
Dec 1, 20221 min read
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